Severability and Patients

What does the question of “severability” mean for patients?

The issue of severability is the most important argument for patients, as it puts very popular provisions of the Affordable Care Act (ACA) in jeopardy. If the Supreme Court rules that the individual mandate is unconstitutional and not severable from ACA, the entire law  would be invalidated, including the guaranteed-issue provision and the community-rating provision.

The  insurance-market reforms may be  some of the most touted pieces by supporters of the ACA. These provision bars insurers from denying coverage due to a pre-existing condition or imposing life-time or annual limits on a person’s health care coverage. The community-rating provision prohibits insurers from charging higher premiums based on a patient’s medical history. These two provisions are very important to people with disabilities or with chronic or expensive health conditions, as these patients were those traditionally found it incredibly difficult — if not impossible — to find affordable health care to cover their treatments.

Other popular provisions would be invalidated if the individual mandate were found unconstitutional and the law were deemed not severable, including some that have gone into effect – allowing young adults to stay on their parents’ insurance until age 26 and expanding prescription drug coverage for Medicare beneficiaries, to name just a few.

To read the impact of severability on health care providers, click here.

This entry was posted in Uncategorized by Hilary Hansen. Bookmark the permalink.
Hilary Hansen

About Hilary Hansen

Hilary M. Hansen is a senior government relations manager in Drinker Biddle & Reath's Washington, D.C., office. She focuses on grassroots and advocacy outreach, with an emphasis on assisting nonprofits and associations. Hilary has worked with nonprofit patient advocacy groups and private and nonprofit health systems to draft and implement legislative strategies, particularly related to appropriations and Medicare-related legislation. She has designed advocacy capacity building strategic plans for organizations that include Capitol Hill days, coalition building and grassroots advocacy. Hilary also advocates on behalf of clients before Congressional offices and Committee staff. Hilary has extensive experience with Capitol Hill Days, serving as the point person on logistics and scheduling. She speaks frequently on the importance of advocacy and how to become a grassroots advocate.

Leave a Reply

Your email address will not be published. Required fields are marked *

* Copy This Password *

* Type Or Paste Password Here *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>